Parkside Insurance

Camera Equipment Insurance

Camera Equipment Insurance

Your camera equipment is one of the most valuable parts of your production operation. Whether you own a single camera package or manage multiple kits across productions, the right insurance structure matters.

At Parkside Insurance, we help filmmakers, videographers, owner/operators, and production companies protect owned and rented equipment used for real-world production work.

From cameras and lenses to lighting, grip, audio, drones, monitors, and accessories, we help structure coverage that reflects how production equipment is actually used in the field.

What Does Camera Equipment Insurance Cover?

Camera equipment insurance can help protect production gear from covered losses including:

  • Theft

  • Accidental damage

  • Transit-related losses

  • On-location damage

  • Damage while equipment is temporarily stored off-premises

  • Certain rented or borrowed equipment exposures

Coverage can often extend beyond just camera bodies and lenses depending on how the policy is structured.

Looking for broader production liability, certificates, and vehicle-related coverage? Visit our Production Insurance page.

Coverage for Owned & Rented Equipment

Many production professionals regularly work with a combination of:

  • Owned camera gear

  • Rented equipment

  • Borrowed equipment

  • Production accessories

  • G&E equipment

That is why properly structuring equipment coverage matters. Many production equipment policies are structured using inland marine coverage, which is designed for mobile property that moves between locations, shoots, rental houses, vehicles, and temporary production sites. We work with production professionals to help insure:

  • Camera bodies

  • Lenses

  • Lighting equipment

  • Audio equipment

  • Monitors & wireless systems

  • Tripods & support gear

  • Grip equipment

  • Production accessories

  • Production trailers & support equipment

Coverage for Equipment Used On Location

Production equipment is rarely confined to a single office or studio.

Whether you are shooting commercials, documentaries, branded content, interviews, or narrative productions, your equipment exposure changes every time gear leaves your office, studio, or home base.

We help production professionals secure coverage designed for equipment used:

  • On-location

  • In transit

  • At temporary production sites

  • During active production work

  • While temporarily stored off-premises

Camera Equipment Insurance for Videographers & Owner/Operators

Freelance videographers and owner/operators often have unique exposures.

Many carry expensive camera packages while also handling production, travel, editing, lighting, audio, and client-facing work themselves.

We help videographers and owner/operators explore insurance solutions that can include:

  • Equipment coverage

  • General liability

  • Hired & non-owned auto

  • Certificates of insurance (COIs)

  • Coverage for rented or borrowed gear

Certificates of Insurance (COIs) for Rental Houses & Clients

Many rental houses, studios, venues, and clients require proof of insurance before equipment can be released or production work can begin.

We regularly work with production professionals who need:

  • Certificates of insurance (COIs)

  • Additional insured requests

  • Loss payee requests

  • Waiver of subrogation requests

  • Coverage verification for rented equipment

Understanding these requests matters because production insurance requirements can vary significantly depending on the rental house, production type, and client contract.

Why Work With Parkside Insurance?

Production insurance is a specialized niche.

We understand the difference between:

  • Owned vs rented equipment

  • Production liability vs standard business liability

  • Production vehicles vs standard commercial auto exposures

  • Real-world production workflows and generic insurance setups

That means your coverage is built around how production companies, videographers, and filmmakers actually operate.

Get a Camera Equipment Insurance Quote

Whether you are an owner/operator, freelance videographer, production company, or growing production team, we can help you explore insurance options for your production equipment and operations.

We are happy to discuss rental house requirements, existing coverage setups, or current production workflows.

Visit our production insurance page to get a quote
 

Frequently Asked Questions

  • Coverage for rented or borrowed equipment may be available depending on how the policy is structured. Many production professionals regularly work with a combination of owned and rented gear.

  • Coverage may extend to equipment while in transit or temporarily located at production sites depending on the policy structure and coverage forms involved.

  • Coverage can often include cameras, lenses, lighting, audio equipment, monitors, grip equipment, accessories, and other production-related gear.

  • Many videographers carry expensive production equipment that may not be adequately covered under standard homeowners or renters insurance policies.

  • Yes. Many rental houses require a certificate of insurance (COI) before releasing rented equipment.

  • Owned equipment coverage generally applies to equipment owned by the insured, while rented or borrowed equipment coverage may apply to temporarily rented or borrowed production gear.

  • Equipment coverage and liability coverage are often separate components of a production insurance program. Many production professionals carry both.

  • Depending on the policy structure, coverage may be available for certain production trailers, support gear, and related equipment exposures.

  • Most production insurance quotes can be turned around quickly depending on the scope of operations and equipment involved.

Visit our production insurance page to get a quote