General Liability

 General Liability Insurance for Production Companies

Production environments create liability exposures that generic business insurance policies may not fully contemplate.

Film productions involve:

  • Temporary shooting locations

  • Rental properties

  • Clients and agencies

  • Crew members and subcontractors

  • Fast-moving production schedules

General Liability coverage is often one of the foundational components of a film production insurance program.

Business Insurance for Production companies

What We Cover

General Liability coverage may help protect against claims involving:

  • Bodily injury

  • Property damage

  • Legal defense costs

  • Personal and advertising injury

That may include situations involving:

  • Third-party bodily injury

  • Damage to filming locations

  • Load-in/load-out accidents

  • Client contractual requirements

Certificates of Insurance (COI’s)

Production companies frequently need Certificates of Insurance (COI’s) issued for:

  • Filming locations

  • Studios

  • Rental houses

  • Municipalities

  • Clients and agencies

These certificates may include:

  • Additional Insured wording

  • Waiver of Subrogation requests

  • Specific liability limits

Fast and accurate COI handling is often critical to keeping productions moving.

Coverage Built Around Production Workflows

Production schedules move quickly, locations change constantly, and insurance requirements can evolve from project to project.

We work with production companies, owner/operators, videographers, and photographers who need coverage built around real production workflows.

Equipment coverage

Hired & Non-Owned Auto coverage


Frequently Asked Questions

  • Yes, production companies carry General Liability insurance because filming operations regularly involve third-party property, temporary locations, clients, crew members, and public environments.

    General Liability coverage is often required before filming at certain locations, obtaining permits, working with agencies, or renting equipment.

  • Description text gGeneral Liability coverage is commonly designed to help protect against third-party bodily injury, property damage, personal injury, and legal defense costs.

    For productions, that may include claims involving filming locations, on-set accidents, or damage occurring during normal production operations.oes here

  • Filming locations often request Certificates of Insurance (COIs) to confirm the production company carries active liability coverage.

    They may also request:

    • Additional Insured wording

    • Waiver of Subrogation wording

    • Specific liability limits

    These requirements are common for studios, municipalities, rental properties, and commercial filming locations.

  • General Liability is often one part of a broader production insurance structure.

    Many production companies also carry:

    • Equipment coverage

    • Inland Marine coverage

    • Hired & Non-Owned Auto coverage

    • Coverage for rented or borrowed gear

    Coverage needs can vary significantly depending on production size, equipment exposure, travel, rentals, and vehicle use.