Commercial Auto Insurance for Production Companies & Owner/Operators

For many production companies and owner/operators, the vehicle is part of the production operation itself.

Whether you are hauling camera equipment, towing grip trailers, traveling between locations, or transporting production gear to set, production vehicle exposures are different from standard personal or generic business auto use.

At Parkside Insurance, we help owner/operators and production companies explore commercial auto coverage designed around real-world production workflows.

From transporting camera packages and lighting equipment to traveling between locations and hauling production trailers, production vehicle exposures are different from standard personal or generic business auto use.

Looking for broader liability and equipment coverage? Visit our Production Insurance page.

What Does Commercial Auto Insurance Cover?

Commercial auto insurance can help protect vehicles used for business-related production operations.

Depending on the policy structure, coverage may include:

• Liability coverage

• Physical damage coverage

• Hired & non-owned auto coverage

• Coverage for production trailers

• Coverage for owned business vehicles

• Coverage for certain rented vehicles

• Coverage for vehicles transporting production equipment

Production operations often involve vehicles regularly moving between:

• Production locations

• Rental houses

• Client sites

• Studios

• Temporary filming locations

That creates exposures beyond standard commuting or personal use.

Commercial Auto Coverage for Production Companies

Many production companies operate vehicles as part of their daily workflow. Some production companies may operate dedicated commercial vehicles, while others rely on a combination of owned, hired, and non-owned vehicles across productions.

Examples may include:

• Grip trucks

• Cargo vans

• Pickup trucks

• Production support vehicles

• Equipment transport vehicles

• Production trailers

Commercial auto policies can help production companies address exposures related to:

• Equipment transport

• Crew transportation

• Production travel

• Towing trailers

• On-location production work

• Hired or rented vehicles

Commercial Auto Insurance for Owner/Operators

Owner/operators often operate in a gray area between personal and business use. Many owner/operators move between personal, freelance, and production-related vehicle use throughout the week, which can create important coverage considerations depending on how vehicles are titled, used, and insured.

Many filmmakers and videographers regularly use:

• Pickup trucks

• SUVs

• Vans

• Cargo trailers

• Personal vehicles used for production work

while also transporting:

• Camera equipment

• Lighting gear

• Audio equipment

• Grip equipment

• Production accessories

That is why properly classifying vehicle use matters.

Whether you are hauling production equipment to set, traveling between client shoots, or operating a dedicated production vehicle, we help owner/operators explore coverage designed around real production workflows.

Hired & Non-Owned Auto Coverage for Production Operations

Many production companies and owner/operators regularly use:

• Rented vehicles

• Employee vehicles

• Personal vehicles used for business purposes

Hired & non-owned auto coverage is commonly used to help address certain liability exposures involving vehicles not owned by the business.

This can become especially important for:

• Production shoots

• Crew travel

• Rental vehicles

• Temporary production operations

• Employees or contractors using personal vehicles during production work

Coverage for Production Trailers & Equipment Transport

Production operations often involve trailers and vehicles transporting expensive production equipment.

Whether transporting camera packages, lighting equipment, grip gear, or support equipment, production-related vehicle exposures can extend beyond the vehicle itself.

We regularly work with production professionals operating:

• Enclosed trailers

• Grip trailers

• Production support trailers

• Equipment transport setups

• Pickup trucks towing production equipment

Understanding how vehicle and equipment coverages interact matters when building a production insurance program.

Certificates of Insurance (COIs) for Production Vehicles

Clients, studios, venues, and production partners may request certificates of insurance (COIs) related to commercial auto coverage.

We regularly assist production professionals with:

• Commercial auto COIs

• Additional insured requests

• Hired & non-owned auto verification

• Production vehicle liability verification

• Coverage documentation for productions and contracts

Why Work With Parkside Insurance?

Production operations are different from standard business operations.

We understand the difference between:

• Personal vehicle use vs production-related vehicle use

• Generic commercial auto coverage and production exposures

• Equipment transport and standard contractor vehicle operations

• Production trailers and ordinary business trailers

That means your coverage can be structured around how production companies and owner/operators actually operate in the field.

Get a Commercial Auto Insurance Quote

Whether you operate a single pickup truck for production work or manage multiple vehicles across productions, we can help you explore commercial auto coverage options for your operations.

We are happy to discuss:

• Production vehicle setups

• Trailer usage

• Equipment transport exposures

• Hired & non-owned auto needs

• Existing production workflows

Most quotes are turned around quickly.